What on earth do they have in common you ask yourself.

Well I'll tell ya.

When it is good, it is very very good, and when it is bad it is horrid.

I remember a couple of years ago there was an advert on the telly for I think it was Capital One credit cards.

They had wolves circling around a house and the tag line was "who are you with?"

Well folks. Nowadays it won't matter a jot who you are with, because if you are like me (and millions of others) the wolves are all there howling outside the door. I wouldn't mind but it tends to upset Dawg.

Here us my dilemma. Hubby's work has dried up, so no income. I have been made redundant. Once again no income. We can get around £47 a week benefit, but what's the point? We have the phone ringing off the hook demanding money (shall we knit it then?) and threatening and in some cases, they have dates, to take us to court.

So? We have no money. If they take us to court then we STILL have no money, but they will charge us even more money in court charges.

They want my car back (so have it, I can't afford to pay for it) but if they take it then my options for finding work are limited.

They want to repossess our house. OK then? Do that too, but then we have nowhere to live? Apart from in a bed and breakfast but then we can't take Dawg.

I know, I know. Me and millions of others. Do you know what. We are tempted to do what my Mum used to call a "moonlight flit". Bugger off with no forwarding address and stay below the radar.

When you have nothing you get nothing and there is no way out. But guess what? This isn't the girl who would ever throw a rope over a beam. Over money? Ah give me a break.

Yes I'm stressed, I don't sleep, I have no appetite but the good news is that I have a fabulous figure. NO weight gain for me then.

Sorry for the rant guys. But I have had it up to ere and ere and ear! So what are my options. You tell me. A "friend" of mind who is, by the way a grown up. Tells me that I caused all my problems by not being forward thinking. Ok, I probably did.

But the ride was probably worth the fall, and tomorrow is another day.
Fortunes can change in the drop of a hat. Hope mine (and yours) does too...........................................